Each rule was read in its original source. Quotes are verbatim; summaries are ours.
RECO Guidance: Use of Artificial Intelligence (visual transparency)
Covers edited or staged imagesOntario · Regulator guidance · Guidance · RECO Guidance - Use of Artificial Intelligence, 'AI in Practice: Maintain visual transparency'; cites TRESA ss. 26, 34, 35, 37 and O. Reg. 365/22 ss. 5, 8, 12
Ontario's regulator says brokerages and agents must make sure virtual staging or AI modifications accurately reflect a property's permanent features and must clearly label any digitally altered images. AI-enhanced visuals must comply with all TRESA advertising obligations.
- Disclosure
- Clearly label any digitally altered images; location of the label is not specified.
- Original photo
- Not specified
- Effective
- October 22, 2026
- Last verified
- October 23, 2026
“Maintain visual transparency: Ensure virtual staging or AI modifications accurately reflect permanent features and clearly label any digitally altered images.”
Source: RECO Guidance - Use of Artificial Intelligence
The date is the page's publication metadata (2026-10-22); the page itself shows no issue date. This is regulator guidance framed as 'must', but the label wording and placement are not prescribed.
RECO Discipline Committee: D'Amico (hydro towers edited out of listing photo)
Covers edited or staged imagesOntario · Decision · In force · RECO Discipline Committee, File #2020100637, Penalty and Reasons for Decision (signed April 14, 2026; posted April 17, 2026); finding decision released September 23, 2025
Two co-listing registrants edited hydro towers out of a listing photo in 2020 and circulated it without disclosing the edit. The panel found breaches of ss. 38 and 39 of the former Code of Ethics. It fined each $5,000 and ordered each to take RECO's advertising compliance course.
- Disclosure
- The panel faulted circulating the edited photo without any disclaimer or indication that it had been modified; no specific wording or placement is set out.
- Original photo
- Not specified
- Penalty
- $5,000 fine for each registrant plus completion of RECO's 'MCE Advertising Compliance' course
- Effective
- April 2026
- Last verified
- October 23, 2026
“permitting the photograph to be circulated without any disclaimer or indication that it had been modified.”
Source: RECO v. Angelo Christopher D'Amico and Dayana D'Amico - Penalty and Reasons for Decision
Medium confidence: see the note below.
This case removed a real feature (hydro towers); it is not about adding virtual furniture. The conduct dates from 2020 under the former REBBA 2002 Code of Ethics (ss. 38 and 39). I read the penalty decision, a scanned PDF processed with OCR, but not the September 2025 finding decision. RECO's summary is at https://www.reco.on.ca/enforcement/recent-regulatory-actions/.
PropTx MLS® Rules, Rule 5.01 (images; Toronto-area MLS)
Covers edited or staged imagesOntario · MLS rule · In force · PropTx MLS® Rules (effective December 2, 2024), Article 5 - Advertising, Rule 5.01(a)
PropTx, the MLS® system used by TRREB members, bars digitally altered images from listings, including AI-created, altered or enhanced images and digital staging, when they do not accurately depict the listed real estate. The rule does not prescribe a label, and it does not say that staging which depicts the property accurately must be disclosed.
- Disclosure
- Not specified
- Original photo
- Not specified
- Penalty
- Not specified in the rule; Rule 2.02 says non-compliance is handled under the Association's professional standards and disciplinary procedures.
- Effective
- December 2, 2024
- Last verified
- October 23, 2026
“Digitally altered images including the use of any artificial intelligence (“AI”) system or technology to create, alter, or enhance images or digital staging that do not accurately depict the listed real estate”
Source: PropTx MLS® Rules, effective December 2, 2024
Binds PropTx MLS® users, not the general public. Whether staging that depicts the property accurately is allowed without a label is not stated; RECO's AI guidance separately expects altered images to be labelled.
BCFSA Advertising Guidelines - Photo-enhancing Software
Covers edited or staged imagesBritish Columbia · Regulator guidance · Guidance · BCFSA Knowledge Base, Advertising Guidelines, section (e) 'Photo-enhancing Software'; references Real Estate Services Rules ss. 40-42
BCFSA tells licensees not to alter or enhance photos in any way that misrepresents the property. Editing out a garbage can or a parked car is acceptable. Removing nearby power lines, or changing any physical characteristic so that it misrepresents the property, is not.
- Disclosure
- Not specified
- Original photo
- Not specified
- Effective
- May 4, 2021
- Last verified
- October 23, 2026
“removing nearby power lines or changing any physical characteristic of a property such that it results in a misrepresentation would not be acceptable.”
Source: Advertising Guidelines (BCFSA)
Does not mention virtual staging by name or prescribe a disclosure label. The date is the page's 'Published on' date.
BCFSA Consumer Guide to Advertising - digitally altered photos
Covers edited or staged imagesBritish Columbia · Regulator guidance · Guidance · BCFSA, Consumer Guide to Advertising, 'Are there rules for advertising my listing?'
BCFSA's guide for sellers lists digitally altered or enhanced photos as one form of false or misleading advertising, and tells sellers to work with their licensee to keep marketing clear and accurate.
- Disclosure
- Not specified
- Original photo
- Not specified
- Effective
- Not stated
- Last verified
- October 23, 2026
“Some forms of false or misleading advertising include digitally altered or enhanced photos and untrue claims about the property such as its size or its contents.”
Source: Consumer Guide to Advertising (BCFSA)
Plain-language consumer guidance, not a rule. Read with BCFSA's licensee guidelines, which treat edits as a problem only when they misrepresent the property.
BCFSA: Evans (Re) - undisclosed virtual staging and edited MLS photos
Covers edited or staged imagesBritish Columbia · Decision · In force · Evans (Re), 2024 BCSRE 59 (reconsideration, 2024-09-04), confirming Notice of Administrative Penalty, Evans (Re), 2024 BCSRE 61 (2024-01-25)
A listing agent posted MLS photos with virtually staged bedrooms and personal belongings edited out, without disclosing the changes before an offer was accepted. BCFSA found breaches of Rule 34 (reasonable care and skill) and Rule 41 (misleading advertising) and confirmed the penalties on reconsideration.
- Disclosure
- The breach was failing to disclose that the MLS photos were digitally modified. A remarks note ('Bedrooms virtually staged...') was added only after the offer, which did not cure it. No required wording was set.
- Original photo
- Not specified
- Penalty
- $6,000 total administrative penalties ($5,000 under Rule 34; $1,000 under Rule 41)
- Effective
- September 4, 2024
- Last verified
- October 23, 2026
“I find that the respondent contravened Rule 34 and Rule 41, by failing to disclose that the photographs of the property advertised on MLS were digitally modified.”
Source: Evans (Re), 2024 BCSRE 59 - Reasons for Decision regarding Administrative Penalty Reconsideration Request
Fact-specific: the sale included the furnishings, so the photos misrepresented contents as well as rooms. Notice of penalty: https://www.bcfsa.ca/media/3821/download.
CREB® MLS® System Listing Rules, Rule 2.04(g)-(h) (virtual staging disclosure; virtual enhancing banned)
Covers edited or staged imagesAlberta · MLS rule · In force · CREB® Rules, Part III (MLS® System Listing Rules), Rules 2.04(g) and (h); definitions 1.01(gg)-(hh); sanctions 9.01
On Calgary's MLS®, listing brokerages using virtually staged images must disclose that in the public remarks. 'Virtually enhanced' images (changing walls, layout or windows in ways that would materially affect value) and any photos that may misrepresent the property are not permitted. Virtual staging is defined as adding realistically sized, unattached chattels.
- Disclosure
- Disclose the use of virtually staged images in the public remarks on the Board's MLS® System. Rule 2.04(b) separately bars wording on photos other than 'Sample Photo'.
- Original photo
- Not specified
- Penalty
- Rule 9.01: Educational Advisory for a first violation; $250 fine for the second; $500 for the third; a disciplinary hearing for the fourth and later. CREB may also withdraw the listing.
- Effective
- August 22, 2022
- Last verified
- October 23, 2026
“When using Virtually Staged property images, images of a show home or show suite, or artist’s renderings, the Listing Brokerage must disclose this fact in the public remarks on the Board’s MLS® System.”
Source: CREB® Rules, Effective January 2016 (Revised August 22, 2022)
Medium confidence: see the note below.
This is the August 2022 CREB revision. Alberta boards later adopted provincial MLS® rules (January 2024 version, hosted by CARA) that reportedly keep the same 2.04(g)/(h) text, but that PDF returned 403 and was not read. Confirm the current text with CREB or Pillar 9.
Competition Act general impression test (photos and illustrations)
Listing photos must be accurateCanada · Regulator guidance · Guidance · Competition Act s. 52 and para. 74.01(1)(a); Competition Bureau 'The general impression test'
The Competition Bureau says courts judge an ad by its general impression, not just its literal words, and that a photo or illustration can make a literally true ad misleading. It also advises against using illustrations that differ from the product being sold. This is general advertising guidance and does not mention real estate or virtual staging.
- Disclosure
- Not specified; the Bureau warns that fine print disclaimers often fail to change the general impression of an ad.
- Original photo
- Not specified
- Penalty
- Per the Bureau's page: civil administrative monetary penalties up to $750,000 (individuals) / $10,000,000 (corporations) on first occurrence; criminal fines up to $200,000 and/or 1 year on summary conviction, or court-discretion fines and/or up to 14 years on indictment.
- Effective
- Not stated
- Last verified
- October 23, 2026
“The text of the marketing message is literally true, but the accompanying photo or illustration creates a false or misleading impression.”
Source: The general impression test - Competition Bureau Canada
General federal law on misleading advertising; no Bureau guidance specific to listing photos or virtual staging was found. Penalty figures are as stated on the Bureau's 'False or Misleading Representations and Deceptive Marketing Practices' page (modified 2026-02-19); check the Act for the current maximums.
CREA REALTOR® Code, Article 13 (Advertising - Content/Accuracy)
General advertising lawCanada · Industry code · In force · REALTOR® Code, Article 13 interpretation and 13.2; see also Article 3.2
CREA's members' code requires all advertising and promotion of properties to accurately reflect the property, and treats every page of a REALTOR®'s website as advertising. Article 3.2 bars intentionally misleading anyone about a property. It does not mention photos, image editing or virtual staging.
- Disclosure
- Not specified
- Original photo
- Not specified
- Effective
- Not stated
- Last verified
- October 23, 2026
“All Advertising and promotion of properties shall accurately reflect property and other details and prominently display the name of the brokerage and any additional information required by provincial regulation.”
Source: REALTOR® Code (CREA)
General accuracy duty only; applies to CREA members (REALTORS®), not all licensees. PDF is marked (c) 2011-2023 and is the version linked from crea.ca.
Trust in Real Estate Services Act, 2002, s. 37 (False advertising)
General advertising lawOntario · Law · In force · Trust in Real Estate Services Act, 2002, S.O. 2002, c. 30, Sched. C, s. 37 (registrar orders under s. 38)
Ontario registrants must not make false, misleading or deceptive statements in any advertising about trading in real estate. The section is general and does not mention photos or staging; RECO's AI guidance cites it as the basis for its labelling expectation.
- Disclosure
- Not specified
- Original photo
- Not specified
- Effective
- Not stated
- Last verified
- October 23, 2026
“No registrant shall make false, misleading or deceptive statements in any advertisement, circular, pamphlet or material published by any means relating to trading in real estate.”
Source: Trust in Real Estate Services Act, 2002 (e-Laws)
General misleading-advertising ban; it does not address photos or virtual staging. Under s. 38 the registrar may order a registrant to stop using material or to publish a correction.
TRESA Code of Ethics, O. Reg. 365/22, s. 5 (Misrepresentation)
General advertising lawOntario · Law · In force · O. Reg. 365/22 (Code of Ethics), s. 5
Ontario registrants must make best efforts to ensure their representations are accurate and not misleading, and must not engage in misrepresentation. The section is general and does not mention photos or staging.
- Disclosure
- Not specified
- Original photo
- Not specified
- Effective
- December 1, 2023
- Last verified
- October 23, 2026
“shall make best efforts to ensure that any representations are accurate and are not misleading”
Source: O. Reg. 365/22: Code of Ethics (e-Laws)
General duty only. The date shown is the start of the current consolidation period. The Code of Ethics has no advertising section; brokerage-name advertising rules are in O. Reg. 567/05, s. 12.1.
BC Real Estate Services Rules, s. 41 (False or misleading advertising prohibited)
General advertising lawBritish Columbia · Law · In force · Real Estate Services Rules, B.C. Reg. 209/2021, s. 41 (designated Category D under s. 26)
BC licensees must not publish real estate advertising that they know, or reasonably ought to know, contains a false or misleading statement or misrepresentation. The rule itself is general and does not mention photos; BCFSA has applied it to undisclosed digitally altered listing photos (see Evans).
- Disclosure
- Not specified
- Original photo
- Not specified
- Penalty
- Category D administrative penalty: $1,000 base for a first contravention, $2,000 for a subsequent one, plus $250 per day while it continues, up to the RESA s. 56(2) maximum.
- Effective
- August 1, 2021
- Last verified
- October 23, 2026
“A licensee must not publish real estate advertising that the licensee knows, or reasonably ought to know, contains a false or misleading statement or misrepresentation concerning real estate”
Source: Real Estate Services Rules (BC Laws, consolidation current to October 6, 2026)
General rule; photo-specific application comes from BCFSA guidance and decisions.
Alberta Real Estate Act Rules, s. 42(a) (misleading representations)
General advertising lawAlberta · Law · In force · Real Estate Act Rules (Alberta), s. 42(a); Schedule 5 administrative penalties
Alberta licensees must not make reckless or intentional representations, or carry on conduct, that misleads or deceives anyone or is likely to. RECA's advertising page says licensee advertising must be truthful and not misleading. Neither source mentions photos or virtual staging.
- Disclosure
- Not specified
- Original photo
- Not specified
- Penalty
- Schedule 5 lists s. 42 contraventions with a $1,500 administrative penalty.
- Effective
- Not stated
- Last verified
- October 23, 2026
“make representations or carry on conduct that is reckless or intentional and that misleads or deceives any person or is likely to do so;”
Source: Real Estate Act Rules (RECA)
General misrepresentation rule only. No RECA guidance specific to virtual staging was found on reca.ca, and RECA's Advertising Guidelines (January 2016) do not address altered photos. Brokerage-level advertising rules also apply.